‰ NOW 20 WPM ‰ TEXT IS FROM NOVEMBER 2012 QST PAGE 82‰ FROM THESE ACCIDENTS. SOME MAY ASK SPECIFIC QUESTIONS ABOUT THE INSTALLATION AND USE OF WIRELESS EQUIPMENT IN INSURED VEHICLES IN ORDER TO DETERMINE WHAT RATES TO APPLY OR WHETHER TO INSURE AT ALL. SOME COMPANIES MAY EXCLUDE COVERAGE FOR INCIDENTS IN WHICH THE USE OF WIRELESS EQUIPMENT IS DETERMINED TO BE A CAUSE OF AN ACCIDENT. IF WIRELESS USE IS BANNED BY THE LEGISLATURE, IT IS ALSO POSSIBLE THAT INSURANCE COMPANIES WOULD REWRITE THEIR POLICIES AND REFUSE TO COVER LOSSES ARISING FROM WIRELESS USE. GENERALLY SPEAKING, IT IS AGAINST PUBLIC POLICY FOR INSURANCE TO COVER ILLEGAL ACTS. BUT, EACH INSURANCE COMPANY WRITES ITS POLICIES A LITTLE BIT DIFFERENTLY, SO YOU WOULD HAVE TO READ YOUR REWRITTEN POLICY TO FIND OUT WHAT IS AND WHAT IS NOT COVERED. THE BROAD BRUSH SOMETIMES THE BABY GETS ‰ END OF 20 WPM TEXT ‰ QST DE W1AW ƒ